Saturday, May 19 • 8:00am - 9:30am
E3b-Emerging Adults and Patterns of Financial Attributes and Behaviors

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Gaurav Sinha, Kevin Tan, Min Zhan - Policymakers, academia, researchers, and practitioners have raised serious concerns about low financial capability, which is defined as both an ability to act and opportunity to act. Emerging Adults (18-24 years) are a group which makes up a substantial 13 percent of the entire adult population in the US. Financial education through trainings and workshops in colleges and universities are popular means to reach out to emerging adults. However, the evidence of success has been mixed. Classifying emerging adults on their financial attributes is an important first step in developing “tailor-made” interventions to meet varying needs of the individuals. Using latent class analysis, the present research identifies a taxonomy of emerging adults in the U.S. whose low financial capabilities are of considerable importance to the country.


Gaurav Sinha

Doctoral Student, University of Illinois

Saturday May 19, 2018 8:00am - 9:30am
Sand Key

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