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Friday, May 18 • 8:00am - 8:50am
113-Exploring the Financial Capability of Undergraduate Students

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Martie Gillen, Jacqueline Phillips - In general, college students lack financial literacy. This issue is even more critical today, especially in an era of increasing student loan debt and in many cases student loan default. Students in an introduction to personal and family financial planning course completed a pre/post-test of the “big three” financial literacy questions (Lusardi & Mitchell, 2011) as well as financial behavior questions such as tracking income and expenses, paying bills on time, having financial goals, checking their credit report, setting aside money for emergencies, and paying credit card balances in full each month. From before attending the course to after, students were more likely to answer the questions correctly and report positive financial behaviors, and were more confident in their ability to make financial decisions.


Martie Gillen

Associate Professor, University of Florida

Friday May 18, 2018 8:00am - 8:50am
Island 1