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Thursday, May 17 • 5:15pm - 6:45pm
A1b-Do Depressive Symptoms Mediate the Association between Perceived Financial Security and Bequests Expectation?: A Structural Equation Modeling Approach

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Shinae Choi, Melissa Wilmarth - This study investigates the association of perceived financial security and depressive symptoms on bequests expectation, specifically the possibility of depressive symptoms mediating the relationship. We analyzed 6,348 middle-aged and older adults from the 2014 Health and Retirement Study (HRS) using structural equation modeling (SEM) to examine a mediation model. SEM analysis revealed a significant positive direct effect of perceived financial security on bequests expectation. Significant negative direct effects were observed for perceived financial security on depressive symptoms and depressive symptoms on bequests expectation. Depressive symptoms were also observed to partially mediate the relationship of perceived financial security on bequests expectation. Future research and practice needs to incorporate both financial and mental health perspectives to effectively help clients deal their financial situation.

Presenters
avatar for Shinae Choi

Shinae Choi

Assistant Professor, The University of Alabama


Thursday May 17, 2018 5:15pm - 6:45pm
Coquina 3

Attendees (2)